Hospital and Convalescent Care
Our hospital insurance covers semi-private hospital accommodation in Canada and convalescent care in a facility or at home after discharge from the hospital.
Coverage details
Hospital coverage
Hospital coverage
- 95% reimbursement of the daily semi-private room rate
- Private room charges are reimbursed based on the regular semi-private room rate
Convalescent facility and home care coverage
- Covers up to 30 days per calendar year combined facility and home care
- 80% reimbursement to a maximum of $75 per day after a hospital stay of at least 24 hours
- Approved temporary stay in a convalescent care facility for the continued care of the same condition for which you were hospitalized
- Up to three days of home care following day surgery to a maximum of $75/day
- Someone without professional skills or training may provide convalescent home care provided they’re working under the supervision of a licensed home care agency or a home health care agency
- The days of home care don’t need to be consecutive, but they must take place within 90 days of the date of discharge from the hospital
More value and less work for your team
Turnkey from day one
We handle marketing, enrolment and member support, and keep you informed with customized communications and regular performance reports.
Coverage people value
Comprehensive extended health, dental, hospital and travel coverage, with fair premiums that aren't set by age.
A partner you can trust
A non-profit with 50+ years of group insurance experience, overseen by a volunteer board that puts the people covered first.
Interested in exploring group insurance for your members or employees?
